Studies

Krislert Samphantharak, Robert Townsend / 2006

From the abstract: "We use and modify the rigorous standards of corporate financial accounting to create the balance sheet, income statement, and statement of cash flows for households in developing countries. The purpose is to better measure productivity, risk, financing, and portfolio management in an analysis of high frequency panel data. What emerges is an analogy between households and corporate firms."

Krislert Samphantharak, Robert Townsend / 2006

From the abstract: "We use and modify the rigorous standards of corporate financial accounting to create the balance sheet, income statement, and statement of cash flows for households in developing countries. The purpose is to better measure productivity, risk, financing, and portfolio management in an analysis of high frequency panel data. What emerges is an analogy between households and corporate firms."

Nava Ashraf, Dean Karlan, Wesley Yin / Philippines / 2006

From the abstract: "We designed a commitment savings product for a Philippine bank and implemented it using a randomized control methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who were sophisticated enough to engage in such a mechanism."

Samuel M. McClure, David I. Laibson, George Loewenstein, Jonathan D. Cohen / USA / 2004

From the abstract: "Using functional magnetic resonance imaging, we examined the neural correlates of time discounting while subjects made a series of choices between monetary reward options that varied by delay to delivery. We demonstrate that two separate systems are involved in such decisions. "

Stuart Rutherford / Global / 2001

An examination of the savings behavior of the poor.

Gary Becker, Casey Mulligan / 1997

A theoretical analysis of time preference. "Our analysis shows how wealth, mortality, addictions, uncertainty, and other variables affect the degree of time preference."